Medicare open enrollment

The 2020 Open Enrollment Period began on Nov. 1 and will end Dec. 15.

Yes it is all pretty confusing. Medicare Advantage Plans, Medigap, Medicare Supplementals – where can you go to get straight answers?

This is a fast overview:

Part A provides inpatient/hospital coverage.

Part B provides outpatient/medical coverage.Continue reading

Micro-loans in Greenlee

More local businesses than ever can now participate in a micro-loan program from Local First Arizona Foundation and the Freeport-McMoRan Foundation thanks to additional grant funding of $50,000 from the Greenlee County Community Investment Fund as well as an added $30,000 from the Graham County Community Investment Fund.

In addition, the City of Safford has contributed $100,000 to help support businesses in Safford. City Manager, Horatio Skeete, said the program so far has demonstrated “remarkable returns for economic development in our community.” Citing that the program has loaned out $95,000 and can track 5 new jobs created so far, with more potentially to come.

This additional funding will enable more local businesses in Southeastern Arizona to seek much-needed loans in smaller amounts and at reasonable interest rates.

“Added grant dollars from Community Investment Funds, in both Graham and Greenlee Counties, directly relate to a priority need that community members have been vocal about for some time: economic diversification,” said Tracy Bame, Director-Social Responsibility and Community Development and President of the Freeport-McMoRan Foundation.

“Expanding the Micro-loan program provides immediate resources to support growth of existing enterprises as well as the enhanced skills and opportunities individuals need to reach their full potential and play a progressively active role in the prosperity of their own communities.”Continue reading

Learning about road improvement districts

By Phil Ronnerud

Road Districts come in several flavors. One district is strictly for maintenance, another is for improving roads; sometimes a County needs to annex a road into their system.
All districts are created by residents to improve the infrastructure and all are locally funded through a portion of their property tax.

Improved roads increase property value, decrease dust, control drainage and resulting erosion. The cost is a burden to property owners and traffic speeds will increase as roads are improved.
Prior to Statehood the same questions about roads were debated as they are today. Who should pay for roads, the maintenance, and how to equitably distribute limited funds? The needs continue to be far greater than the money available.

Voters approve HURF

To illustrate the interest in roads, Highway User Revenue Funds (HURF) were placed in Arizona’s constitution by the voters! The use of these funds has been discussed and cussed ever since.Continue reading